How to Build an Emergency Fund on a ₹30,000 Salary (A Complete Step-by-Step Guide for Beginners)
When I got my first job back in 2018, my salary was ₹30,000. I was excited — it felt like I had “made it.”But within two weeks, between rent, food, family help, and weekend outings, my account balance was down to ₹500. Then one night, my bike broke down, and the repair cost ₹2,200.I had […]









